As a new year is rolling around and you must have started evaluating this year’s goal. Well, the very last thing that comes to your mind this year probably is issuing a credit card. However, let us tell you that this is the perfect time of the year to go for a credit card.
Many people often ask about the importance of having a credit card and many of us consider it for granted. Well, let us tell you it’s important for retail business, small businesses, and personal use.
Nowadays having cash in your pocket is very much important as well as is risky. However, the advancement has facilitated people with a credit card to cope with this problem. Most importantly, credit card works like a lifeline for retail business and small businesses when traditional funding resources are limited such as small business loans etc.
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Moreover, the card issuers in 2018 offering amazing bonuses, rewards, and perks to people. The rewards including, an 18 month 0% intro APR. Along with that an intro bonus worth of $420 in travel. Similarly cashback reward and 6% and much more!
So today in this article we are going to enlist top credit cards for 2018 that you can consider for personal use and for your business. All you need is to read this article and compare what credit card perfectly suits your needs.
Capital One® Venture® Rewards Credit Card
The very first credit card that is up on our list of best credit cards for 2018 is Capital One Venture Rewards Credit Card. This amazing credit card is offering a one-time bonus of $ 50,000 miles once the user spends $3000 on purchases which is equivalent to $500 in travel. However, this Park lifetime is limited 2-3 months from opening account. You can earn unlimited double miles (2x) for every dollar you spend every day. The main advantage of using this credit card is the miles would not expire ever in life and you can earn as much as you want.
Similarly, there is no foreign transaction fee for using this credit card. It offers $0 Intro fee for the first year.
Chase Freedom Unlimited®
The next we have is chase freedom unlimited which offers 1.5% automatic cashback on every purchase. Now you can earn $150 bonus on a $500 spend for the first 3 months. There is 0% intro free for the users for the first 15 months.
One of the main advantages of using this credit card is that there is no minimum redeem cashback. So don’t worry about the cashback awards because you can get the advantages of perks as long as your account is active. There is also no annual fee on this credit card.
Chase Sapphire Preferred® Card
Now you can earn 50,000 bonus points on spending $4,000 in the first 3 months. That’s mean, you can earn $525 toward travel every time you redeem through this card.
Along with that, you can earn a double bonus on every dining and travel worldwide. Similarly, can earn 1 point for every dollar you spend on purchasing. One of the main advantages of using the Chase Sapphire Preferred card is you can have 5000 points for adding the first user and initialize the purchase. Now you don’t need to worry about travel restrictions. You can enjoy unlimited rewards and perks on every travel and dining worldwide.
So what you are waiting for? Your retail business or a small business could be more successful with the perfect use of a right choice credit card.
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