Credit Card

Capital One Quicksilver Credit card review

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If you want to earn a flat rate of cashback for every purchase you make, the Capital One Quicksilver credit card might be the right fit for you. The credit card offers a flat 1.5% cashback on all of the spending you make with it.

Quick Facts

The Capital One Quicksilver credit card user will receive one-time cash back of $200 for making a purchase for $500. The spending should take place within the first three months of the credit card opening.

Users will earn a flat 1.5% cash back for every purchase they make with this credit card. The flat cash back rate is unlimited and is valid as long as the account remains active.

Capital One Quicksilver offers their credit card with $0 annual fees.

The foreign transaction fee of the credit card is 0%.

The Capital One Quicksilver credit card users will receive an exclusive 5% cashback for the spending they make on hotels and rentals.

There is no signup or rotating category updates you have to make to be eligible for exclusive cashback. You will be eligible for unlimited cash back as soon as you open an account, and you will remain eligible for the rest of the card’s life.

Pros

Zero annual fee
Unlimited cashback
0% intro APR period
0% charges on foreign transactions

Cons

No bonus categories
An excellent credit score is required

Review

The Capital One Quicksilver might be the best option for people who are looking for a credit card with a flat cashback rate. The card offers 1.5% cashback on all the purchases that are made using it. Not only an attractive flash cashback rate, but the card also features many other intriguing features such as low fees, 0% intro APR, and flat signup bonuses. You can also link other cards with the rotating bonuses scheme to enjoy other bonuses.

Advantages of the Capital One Quicksilver Cash Rewards Credit Card
Capital One Quicksilver offers its credit card with literally no annual fees. Unlike other credit cards, which require you to pay for the maintenance, the Capital One Quicksilver credit card has no such maintenance fees. Also, the card is known for its 0% charges on the foreign transaction. This will save you a lot of money on international trips.

The card offers a 0% introductory APR to its users. This will give you some space to get used to the credit card. Even after the end of the introductory period, you will have extended time to pay off the ongoing balance. After the end of the introductory period, the APR will be 15.24% – 25.24%.

Another most intriguing feature of this credit card is its one-time signup bonus. You will receive a cashback of $200 after you spend $500 using the credit card. This is a one-time offer that will be valid for three months after the opening of the account. After that, you will receive a flat 1.5% cashback on all spending for the rest of your life.

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