Chase Sapphire Reserve credit card review

Earn Bonus Points

You can earn up to 50,000 bonus points if you have made purchases with a value of more than $4,000 in the first three months of getting a Chase Sapphire Reserve credit card. If you redeem the points you have earned through Chase Ultimate Rewards, you will receive $750 to pay for travel expenses via this card.

This feature is available for new Sapphire card holders or for people with Sapphire credit cards who have received no new cardmember bonus in the past four years.


Free Travel Credits

You will be eligible for automatic reimbursement of $300 in the statement credits for all the travel purchases you made through the card. You will receive the reimbursement on every account anniversary year.

Maximize Your Earnings

After spending $300 on travel purchases in a year, you’ll get 5x overall points on flight tickets when you use Chase Ultimate Rewards.

When you book travel with Chase Ultimate Rewards®, you’ll get 10x additional points on hotels and vehicle rentals after spending $300 on travel each year.

After spending $300 on travel purchases in the same year after opening your account, you’ll get 3x points on additional travel abroad.

With Chase Ultimate Rewards, you may earn ten times the points on Chase Dining purchases.

Other meals at restaurants, such as eligible delivery services, takeout, and dining out, will earn you 3x points if you make the payment via Chase Sapphire Reserve card.

You may also earn an additional 1 point for every $1 of purchases you make through this card.

Additional Redemption Value Up To 50%


When you use Chase Ultimate Rewards to redeem for travel, you’ll get a 50% bonus on the previously earned bonus points. Those fifty thousand points are worth $750 when used for a travel purchase.

When you use Pay Yourself Back to redeem points for statement credits against previous purchases in specified, rotating categories, your existing earnings will be worth 50% more.

My Chase Plan

My Chase Plan allows its eligible cardholders to divide up card purchases worth $100 or more into pre-fixed monthly payments. There will be no interest for the cardholders who enables this method. However, a preset monthly fee will be charged.

Additional Travel Benefits:

The points you receive for every purchase you make can be redeemed and used to pay off your travel expenses.
It offers much flexibility and has virtually zero restrictions on using Chase Ultimate Rewards to book your seat.
By using a Chase Sapphire Reserve card, you can avoid paying fees for any international transactions. Due to this, you can save up to 3% on all your purchases.

It offers return protection for every eligible item that the store refuses to take back. You will be reimbursed the cost of the item if the store doesn’t take it back within 90 days after purchase.
It also offers reimbursement of up to $3000 for the luggage you have lost or damaged in the carrier.

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