Americans are same or more in debt then the crisis in 2008. From credit card debt, car debt, house debt, or just general debt, more Americans are finding hard to pay off debt. Student loan debt is a big factor as cost of learning is going higher every year.
From rising rent costs or food costs, saving money is very hard for lot of families. It is especially hard for families with children as costs are combined on income earners.
Trying to save money in this hard economy is tough, but having a good budget can help with cost cutting and waste of needless spending.